Pigmy Banking Softwarefor Indian Cooperative Banks
Complete Pigmy banking software with Android handheld POS — real-time tracking, UPI payments, SMS receipts & doorstep collection for UCBs, DCCBs & cooperative societies. No leakage, no delays.
Years of Experience
Active Devices
Money Securely Transacted
Clients Served
Industry Specific Solutions Developed
Still Managing Pigmy Collection Manually? Here's the Cost.
Traditional collection methods create bottlenecks, errors, and delays that impact your bottom line
Untracked cash, missing entries, and agent fraud drain cooperative banks of crores every year. Manual pigmy registers offer no audit trail and no accountability.
Manual data collection leads to errors
Handwritten records and manual entry increase mistakes and cause costly delays
No real-time visibility of field transactions
Delayed reporting makes it hard to track collections as they happen
Difficult reconciliation process
Hours spent matching field data with bank records every end of day
Lack of transparency in agent operations
Hard to monitor agent performance and collection progress remotely
Language barriers in rural areas
Agents struggle with English-only systems in linguistically diverse regions
Delayed reporting and audits
End-of-day consolidation creates audit lags and compliance challenges
Introducing ezPigmy — Pigmy Banking Software Built for Indian Cooperative Banks and Societies
A secure API-driven bridge between your core banking system (CBS), the ezPigmy portal, and field Android POS devices — pigmy account data, doorstep collections, and reconciled transactions flow seamlessly in both directions.
Banking Data Onboarding — Two Ways
ezPigmy supports two flexible onboarding modes: upload raw pigmy account files in all standard cooperative banking formats (Edgar Pigmy, PCRX, and more), or connect your core banking system directly via the ezPigmy Open API for seamless, real-time two-way data integration.
Pigmy Portal Processing
Bank managers create Collection Sessions in the ezPigmy portal — member accounts are grouped into reusable Beats and assigned to field agents with target amounts. Each session is tracked in real time, giving full visibility into collection progress, outstanding dues, and agent performance across all routes.
See how Collection Beats organises routes →Field Agent POS Device
Once a Collection Session is created, it is instantly pushed to the assigned field agent's Android POS device — no need for the agent to visit the bank or society. The agent receives the full member list and collection targets directly on-device and begins doorstep pigmy collection right away.
Real-Time Cloud Sync
Agents collect pigmy deposits in online or offline mode — every transaction instantly prints a receipt on the built-in thermal printer. Online transactions sync to the portal in real time; offline transactions are securely queued and auto-synced once connectivity is restored, ensuring zero data loss in low-network rural areas. Payments are accepted via cash, UPI, or cheque, giving members maximum flexibility at their doorstep.
Core Banking System Export
Once field collection is complete, the bank manager closes the Collection Session — instantly locking the agent's POS device from further transactions. The portal generates the reconciled export file in your CBS format (PCTX, U-file for Edgar Pigmy, and more) and pushes it directly to your core banking server via a secure webhook, completing the full pigmy cycle.
Analytics & Leakage Tracking
Detailed analytics reports are available at every stage — agent-wise collection summaries, pending dues, daily targets vs. actuals, area-wise performance, and leakage tracking to identify missed or short collections before they become NPAs. Empower branch managers with the data they need to eliminate collection gaps and improve recovery rates.
Complete Pigmy Banking & Field Collection Ecosystem
Everything a cooperative bank or credit society needs — delivered as a fully managed cloud SaaS. Android POS devices for doorstep pigmy collection, a web-based banking portal, real-time two-way CBS integration, and collection analytics. No servers, no infrastructure — deploy in days and scale with your network.
Android POS Hardware
- Pigmy collection machine — rugged Android handheld POS for field agents
- Built-in thermal receipt printer for instant doorstep receipts
- Portable and lightweight for doorstep banking
- Built for rugged use in rural and semi-urban conditions
- Real-time sync with offline fallback — zero data loss in low-connectivity areas
Pigmy Banking Software Portal
- Pigmy transaction and collection management system
- Role-based access control (Admin, Manager, Agent)
- Field agent and POS device management
- Multi-tenancy for cooperative banks, societies, and branches
- Multilingual interface for field usability
Real-Time Cloud Sync
- Real-time data synchronization between field device and portal
- Centralized web portal for monitoring field collections
- Secure API integration with core banking systems (CBS)
- Encrypted data exchange with cooperative bank software
- High availability for uninterrupted banking operations
Collection Analytics & Reports
- Day-wise pigmy collection and transaction summary
- Total collection summary (amount + count)
- Account holder-wise pigmy deposit reports
- Collection area-wise agent performance tracking
- Analytical dashboards with graphical insights
UPI Payments
- Pigmy POS machine accepts UPI, cash, and cheque at the doorstep
- UPI QR-based payment acceptance on the handheld device
- Full digital audit trail for every payment mode
- Zero reconciliation — every UPI payment auto-matched to member account
- Thermal receipt printed on the spot after every collection
SMS & WhatsApp Alerts
- Automatic SMS alert to customer after every collection
- SMS confirms deposit amount, date, and agent name — eliminating disputes
- WhatsApp confirmation sent instantly to the customer's mobile
- Works on any phone — no internet or app required for SMS
- Every alert logged with transaction, agent ID, and timestamp
Key Features of ezPigmy
From handheld collection machines to UPI payments and instant SMS alerts — every piece built for cooperative banks.
Pigmy Collection Machine
Rugged Android handheld POS for field agents — prints thermal receipts, syncs in real time, works offline in rural areas.
Pigmy with UPI
Accept UPI, cash, or cheque at the doorstep via the handheld device. Every payment recorded and receipted instantly.
Pigmy SMS Alerts
Automatic SMS sent to the customer's mobile after every collection — confirming amount, agent name, and date.
Collection Beats
Group customer accounts into reusable routes and assign any agent at the start of the day — no double collection, no re-written lists.
ezPigmy vs. Manual & Legacy Pigmy Systems
Compare and see the difference
Complete solution vs. partial digitization
Why Cooperative Banks & Societies Choose ezPigmy
Proven outcomes for cooperative bank operations, field agents, and depositors
Real-time visibility of pigmy field collections
Monitor every pigmy deposit and RD instalment as agents collect — no more waiting for end-of-day reports
Faster, error-free doorstep pigmy collection
Pre-loaded customer data lets field agents collect pigmy deposits and EMIs without manual entry
Instant printed receipts at the customer's doorstep
Build depositor trust with immediate printed receipts for every pigmy or RD collection
Automated reconciliation with core banking-ready reports
Automated U-File generation syncs pigmy collections to your core banking system — no manual matching
Works offline in rural and semi-urban India
Offline-first architecture ensures agents never miss a pigmy collection, even in low-connectivity areas
Scales from single-branch societies to multi-district banks
Multi-tenancy platform grows with your cooperative bank or society — from one branch to hundreds
Built for UCBs, DCCBs, PACS, PLD Banks, PCARDB & Cooperative Societies in India
Pigmy banking software trusted by Urban Cooperative Banks, DCCBs, PACS, PLD Banks, PCARDB, microfinance institutions, chit funds, Rythara Seva Sahakara Sangha, Producer and Marketing Cooperative Societies, and field agents across India
Urban Cooperative Banks (UCBs) & District Central Cooperative Banks (DCCBs)
Modernize pigmy collection for UCBs and DCCBs with tools that integrate with your core banking system — real-time agent tracking, automated U-File reports, and MD-level field visibility.
Microfinance Institutions, Chit Funds & Self-Help Groups
Scale daily pigmy deposit, RD instalment, and chit fund collection with real-time field visibility, multilingual POS support, and automated reconciliation reports.
PACS, PLD Banks, PCARDB, Rythara Seva Sahakara Sangha & Cooperative Societies
Digitize pigmy collection for PACS, Primary Land Development Banks (PLD), PCARDB, Rythara Seva Sahakara Sangha, Producer Cooperative Societies, and Marketing Cooperative Societies — offline-capable, purpose-built for rural cooperative banking in India.
Pigmy Collection Field Agents
Handheld POS device for daily pigmy deposit collection — multilingual interface, instant printed receipts at the doorstep, offline-first with automatic sync.
Real-Time Analytics to Eliminate Pigmy Collection Leakage
Live pigmy collection dashboards with agent tracking, shortfall alerts, and automated reports for cooperative banks
Pigmy Collection Trends by Date & Agent
Visualize daily pigmy deposit collection patterns and spot shortfalls before end-of-day
Collection Performance by Region & Branch
Identify high and low-performing areas across your cooperative bank's field network
Account-wise Pigmy Deposit Summaries
Track individual depositor payment history, missed instalments, and pigmy balance at a glance
Field Agent Productivity & Fraud Detection
Monitor pigmy collection agent efficiency, geo-tagged transactions, and anomaly alerts in real time
Custom Report Templates
Dashboard Updates
Excel & PDF Reports
Trusted by Indian Banks & Cooperative Societies
Enterprise-grade security and dedicated onboarding — built for cooperative banks and pigmy banking operations in India
Bank-grade security for cooperative pigmy banking data
End-to-end encrypted pigmy transaction data with secure cloud storage aligned to Indian banking data protection standards
99.9% uptime for uninterrupted pigmy collection operations
Redundant cloud infrastructure ensures your cooperative bank's pigmy collection operations run without downtime, even during peak collection hours
Purpose-built for India's cooperative banking regulations
Designed around the workflows of urban cooperative banks, district cooperative banks, and PACS operating under RBI and NABARD guidelines
End-to-end onboarding for cooperative banks and field agents
On-site agent training, core banking integration support, and 24/7 helpdesk — your cooperative bank goes live within weeks
Frequently Asked Questions
Everything cooperative banks and societies need to know about ezPigmy
Grow Your Business as an ezPigmy Reseller Partner
Sell a market-proven doorstep banking platform under your own brand — powered by the ez ecosystem
Earn Margins on Devices & Support
Sell ezPigmy devices and support contracts to banks and cooperative societies in your region and earn competitive margins on every unit, renewal, and support agreement.
No R&D Cost — Market-Ready from Day One
Skip years of product development. Bring a proven doorstep banking POS and cloud platform to your market without building anything from scratch.
Recurring Revenue from Every Deployment
Earn from device sales and ongoing subscriptions. As your banking clients expand their agent networks, your revenue scales with them.
Full Technical Backing from the ez Ecosystem
Platform updates, cloud infrastructure, and core banking integrations — the ez ecosystem handles the technology so you focus entirely on growing sales.
Book Your Free ezPigmy Demo
See ezPigmy in action — tell us about your bank and we'll set up a personalized demo.
+91 9008100162+91 9008100167ezPigmy@vittam.ioBengaluru, Karnataka, India